Friday, March 11, 2011

I Love my Dutch Oven




DH got me a beautiful red 3-qt Lodge Logic dutch oven for Valentine's Day. It goes from stovetop to oven (NOT THE MICROWAVE) perfectly happily. It is the greatest way to cook a plump local chicken. Here goes:

Oven Casserole Chicken
3-4 lb fryer or roaster chicken, preferably organic and free-range
salt and pepper to taste (1/2 to 1 tsp salt)
2 tbs olive oil or butter for browning
1 small onion, peeled and cut

Rub chicken with salt and pepper. Heat oil or butter on medium on stovetop. Put the chicken in breast-side down and brown for about 10 minutes. Remove from heat, turn chicken over in pan. Sprinkle onion around chicken. Put lid on pan and put into oven at 300 degrees. After 30 minutes, reduce heat to 275 degrees, and bake another 1 1/2 hours.

If you don't have a casserole or dutch oven that will go from burner to oven, brown the chicken in a skillet, then put in a oven-safe casserole dish with a tight-fitting lid, and proceed to bake it the same way.

Oven Chicken Repeat
Save all the bones from above, including the carcass and any pan juices that are left. Put it all in your dutch oven or casserole. Bring to boil about 1.5 to 2 quarts of water, pour over bones, and add another 1 tsp or so of salt. Clap the lid back on, put casserole back in oven at 300 degrees, and bake for 2 hours. You will get a wonderful flavorful broth (if you started with a good quality chicken). Remove bones, pick off any promising little bits of meat, and strain the broth.

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Next, what to do with the broth? If you still have a butternut squash on hand, try this soup.

Passato di Zucca
Cut in half one 2-lb butternut squash. You can save the seeds and roast them. Turn squash cut-side down on a cookie sheet and bake at 300 degrees for 45 minutes. For the seeds, put in a pie pan with a little olive oil and salt and also roast them at 300 degrees for 45 minutes. These two can go alongside the dutch oven full of chicken bones and broth, conveniently.

In a 2-quart pan, melt 2 tbs butter and saute 1 largish onion chopped until soft. Scoop the cooked squash out of the shell and add. Now add 3 cups of your dandy chicken broth and cook about 5 minutes. Let cool a bit, turn into a blender and puree. Return to pan, check for salt, add a dash of nutmeg and pepper, and add more chicken broth if it is too thick. Garnish with sour cream or yogurt if desired.

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A bowl of the above soup was part of my lunch today.

My winter squash has kept beautifully this year. It was a long fall, and the squash got well matured out in the field before harvest. I keep them in a coolish room out of the sun, maybe in the 50s most winter days. I recently cooked my last pumpkin of the season (made pumpkin pudding--yum!). This soup took my last butternut squash. I have a couple of acorn squash left. Usually pumpkins aren't very happy after the first of the year.

Saturday, March 5, 2011

Pikelets--such fun!

Pikelets are fun pancakes, one-dish meals that are nutritious and quick to fix.

These recipes are gluten free, dairy free, and rice free

Basic recipe

1 egg
2 tbs tapioca starch
2 tbs split green pea flour
2 tbs coconut flour
dash salt

Beat well, adding enough water to make a medium pancake batter. Cook in a 10" skillet with at least 1 tsp butter or other fat. Pour into one big cake, cook at medium heat until the bottom is well set, then flip and cook more briefly on the other side, until the pancake feels resilient when you tap your finger on it. One serving.

To help you get a sense of how much liquid to add, if you do not have enough liquid the batter won't spread over the pan. If you have too much, it will just take significantly longer to cook.

Note: you can make your own split pea and blackeyed pea flour with a grain mill. You could also do yellow split pea. I would definitely NOT grind up more significant beans and cook them in a pancake like this. For example, kidney beans have a very bad lectin in them which is only neutralized by soaking and long cooking. You could grind up your own pintos and garbanzos, but you should be using them in baking or long-cooking dishes.

Common to all variations: 1 egg, 2 tbsp tapioca starch, dash salt

Variation 1: use blackeyed pea flour instead of green pea

Variation 2: use 4 tbs blackeyed pea flour and omit the coconut flour

Variation 3: chop one piece bacon, fry gently to drive out the fat, then pour the pancake over it. You could use this with any of the other variations.

Variation 4: saute a little sliced onion or scallions in skillet, either with the bacon, or by itself with butter or other fat, before pouring the batter over it.

Variation 5: instead of the coconut flour and water, use about 1/2 cup pureed pumpkin. If the batter is too thick, you can add a little water. You can add some spices to this one.

Variation 6: put a few pieces of kim chee into the batter, and use kim chee juice for part of the liquid. If it's homemade kim chee with lots of juice, just use that. Kim Chee pancake! delicious. I like this best with 2 tbs tapioca and 4 tbs black-eyed pea flour.

Variation 7: like #6, but use sauerkraut and its juice in place of the kim chee

Variation 8: egg foo young. Use 2 eggs, 2 tbs tapioca starch, 1 tsp tamari, enough water for a fairly runny batter. In your big skillet heat some oil or fat, saute a little sliced onion and sliced mushrooms until wilted. Then add 1 cup fresh bean sprouts, saute and stir until sprouts start to wilt. Pour the egg mixture over the veggies, tipping the pan to get the egg mixture to the edges. Cook at medium heat until the bottom is set, then flip and cook more briefly on the other side.

Variation 9: use garfava flour (commercial), either 2 tbs (with coconut and tapioca) or 4 tbs (with just tapioca). This would be nice with curry-type spices. Garfava flour is steam-cooked before grinding, so it is safe to use in a cake like this where the batter might not be well cooked.

Variation 10: use coconut flour and apple juice for the liquid. Heat 1 tbsp butter in skillet, add 1/2 to 1 apple cored and cut into 1/4" slices. Saute the apple briefly till it starts to get soft, then pour the batter over. You can add apple-pie type spices to this. This is more of a sweet cake than savory.

Variation 11: if you have several kinds of leftover veggies, chop them into small pieces, 1/2 to 1 cup. Saute briefly before pouring basic pancake batter over. Carrots, peas, mushrooms, cabbage, or cooked greens, whatever you have.

Variation 12: Use tapioca and blackeyed pea flours. Add 1/2 cup cooked corn and 2 Tbsp salsa or chopped green chiles. Add water as needed for a medium batter and cook.

Sunday, February 27, 2011

Austerity fatigue?

It seems that many people have gotten tired of cutting back, living within their means, paying off their debts. The word in the retail establishments was that it was a good Christmas. People get tired of doing without, whether they can afford it or not.

Let's think this one through.

IF you have a good secure job (you're absolutely positive that you will not be laid off)....

Whoa! Let's stop here. Is there anyone in this country that can say that about their job without fooling themselves? Even if you work for yourself, can you be that sure that next year your business will be humming along? Even if you're on Social Security, can you say for sure that you will not have your benefits cut? There are some legislators in Washington that are just dying to cut your benefits.

Start again:

IF you have a good secure income, and you have your debt well in control...

Whoa! Is your house paid off? If not, is it underwater (financially-speaking)? 41% of mortgaged homes in the Denver area are underwater. (Of course if it's actually under water, you've got other problems that we won't discuss here.)

Is your car (cars?) paid off?

Do you pay your credit card bill off every month? Is your income high enough to pay your credit card bill down every month? If not, you've got to be losing ground; your credit cards are in control, or you could say your spending is in control of you, rather than vice versa.

If you are a two-income household, could you pay all your bills if one of you lost their job? Could you pay off that car? Could you pay off your credit card bills? Would you have to walk away from your mortgage?

Start again:

IF you have a good secure income, and you truly do have your debts either paid off or well in control, and you are investing in your retirement.....

Whoa! What retirement? You have to work until you die because you can't afford to retire? There are precious few jobs that will let you work until you're elderly, significantly past 65. You may find that as you get older, you don't have quite the energy you did as a youngster. There are plenty of elderly people who do have lots of energy, excellent health, all their marbles, and valuable experience to bring to their employment, so I'm not down on the elderly. But are you sure you will be one of those super-energized, irresistible older workers who are immune to layoffs and ill health? Even then, plenty of older people will tell you how difficult it is to find any position at all, even entry-level, if you're over 55.

So maybe you should try to sock a little away if you are still employed. If you leave work anywhere near the usual age, your nest egg has to keep you fed and housed for at least an average 15-20 years, and possibly up to 30, 40 or more.

Start again:

IF you have a good secure job, your debts under control, and your retirement accounts in good order, are you prepared for economic hurricanes that could come down the pike at us? Another run-up in gas and diesel prices? (It'll probably happen this year. Look at what's happening in the Middle East!) Food costs going up when diesel goes up? A big unexpected medical bill? Utility costs rising significantly?

But you deserve that luxury... your child deserves that expensive toy she has her heart set on... You can't say no to her, or to your spouse, or to yourself? If not now, then when?

The future looks a little grim right now. Nobody's doing very well except the banks. They're sitting on piles of cash, carefully not loaning it. Unemployment is still stubbornly high and will probably remain so for five years at least. Real estate prices have farther to fall, until the huge backlog of repossessed property is cleared.

But spending is fun! spending is necessary! Think it through: what kind of spending?

There's spending for consumer trash, filling up your already-overfilled house. It's easy to buy too much cheap stuff from China and other countries. It just ends up to be a disposal problem when you get tired of it, it breaks, it goes out of style, it goes the way of all such trash. This doesn't look like a very good idea.

Then there's spending for useful stuff: Stocking up on food staples now, before the price goes up. Improving the insulation of your house to save on utility bills later. Paying off your debt so you'll be flexible in the future. Choosing your luxuries carefully: good value for the money, classic style, long-lasting or repairable, something you're thrilled to have that will make you happy to see it in three years or three decades. Educating yourself or family members; this includes classes in philosophy, tai chi, knitting, tennis, mathematics, great books, electronics repair, woodworking.... the list is endless.

Spending on good quality food, and learning to cook it properly. (Another opportunity for a class, right?) This will pay off in health and happiness and knowledge. Learning is one thing that never goes out of fashion. You can have a better life without spending more money and getting more stuff. You only have to get your head back from the advertisers, and take control again.

Saturday, September 25, 2010

Vicki Robin and the 10-mile Diet

I recently came across Vicki Robin's blog on her 10-Mile Diet. Her CSA farmer challenged her to eat for one month (September) on what she was getting from her share. Vicki decided to allow any other suppliers within the 10-mile radius, as well as foods from her own garden. She made exceptions for salt, oil, coffee/tea, spices, and lemons. (I made similar exceptions.)

It is fascinating reading.

Friends

Deciding to eat within such a small area means that she knows personally everyone who produces her food. A tomato, a beet, a bunch of greens, a wedge of goat cheese: everything has a name attached to it, a person she has talked to, oftentimes a friend or someone who quickly becomes a friend. Barter becomes an important part of acquiring a varied diet.

She knows that the food she is eating was not created in a factory somewhere, or shipped from China, or picked by underpaid and probably illegal farm workers. (By the way, people who complain about the high cost of fruits and vegetables should consider that most of the workers in these crops are Mexican nationals, poorly paid, ill-treated in many cases, working 14-hour days in the sun and dust. If immigration laws are strictly enforced due to public pressure, produce prices will skyrocket and availability will drop precipitously. So be careful what you wish for.)

Seasonality

A 10-mile diet means eating what grows in her area, in season. She lives on an island in Washington State, with a mild and fairly benevolent climate. The foods are fresh, often picked days or even hours before being eaten. They are at the peak of their flavor and nutrition.

Ingenuity is required to deal with a surfeit of zucchini or other vegetable. (The rule on zucchini: either too many or too few. I unwisely planted TWO hills of zucchini; one would have provided enough for us and the neighbors with some extras for the chickens.)

Intensive vs. Extensive Agriculture

Extensive agriculture is what we usually think of these days: vast monoculture fields, very few workers, a full load of herbicides, insecticides, GMO crops, artificial fertilizers, huge and expensive farm equipment, and loads of diesel to power it. And you can think of 100,000 cattle in a feedlot, eating the subsidized commodities that are making them sick (and us sick as well), turning fertilizer into a massive disposal problem. Extensive agriculture is highly capital-intensive: expensive equipment, expensive chemicals, expensive fuels.

Intensive farming is agriculture on a human scale: small farms, plots, even pocket gardens. It requires lots of work and attention from people, and is thereby labor-intensive. This is the way farming has been conducted for 10,000 years, up until the 20th century. Many small growers are organic: they get a higher return for their produce, in return for more attention and care for their crops and the soil. The yield, counted per acre or per dollar or per-anything-else except hours of labor, is much higher than for extensive farming.

In the U.S. these days, extensive agriculture produces dry beans, feedlot and CAFO meat, and grains and all the multitude of industrial food products created from them. If you are eating locally, especially hyperlocally like Vicki, these foods are pretty much out of the question. Your choices come from the intensively-farmed items: fruit, veg, backyard eggs and chickens, hobby honey, the occasional grassfed steer, someone's pet dairy cow.

Vicki found that she was losing weight (good), and that she was REALLY missing grains, crackers, breads, and such foods (painful).
If Jim and I had stayed strict on our 100-mile diet here in Colorado, we would have had to make the same choices as we ran out of stock on hand. As the first year elapsed, we had expanded our range for staples (grains, etc.) to the western U.S. I did enough meal planning inside the 100-mile circle to gain some new insights about how dependent the standard American diet is on cheap petroleum and other resources. We kept the rules in place for fruits and vegetables, meat, dairy, and eggs (backyard eggs are the best!).

Gratitude

When everything on the table came from her neighborhood, grown or created by people she knows (or by herself), Vicki found that she gained a much greater appreciation for the work involved to put that food on her table. The goat cheese, the onions, the chard, were little treasures, their full costs appreciated. And the essential gift nature of food becomes visible again. We don't MAKE food; at best we make it possible for God/Mother Nature/the soil and all its denizens to give it to us.

Tuesday, September 14, 2010

Time for Conservatives to Conserve

And it's time for Progressives to rethink what they mean by progress.

It is very interesting what has happened to the concept of Peak Oil recently. Just a few years ago, it was the abode of the doomers, tinfoil hat people, and the oh-so politically correct. The mainstream just said 'whatever', blithely assuming that if humanity needed something, anything, in whatever quantity, it would always be there for us.

Now, in the last year, by osmosis as far as I can tell, Peak Oil is just part of the daily background of our lives. It has gone from being ridiculed by most to being accepted by most. There are a few outliers who still believe that the interior of the earth is stuffed with oil which is constantly renewing itself for our benefit, but that theory is getting pretty hard to sustain by anything except blind faith.

The drumbeat of upcoming energy scarcity underlies much of what we think and do these days. It's the big player behind the economic woes, the frantic bitterness of political battles, and the quiet paying down of household debt. People are still buying and driving the SUVs and huge pickup trucks, but just as you can feel September's coolness foretelling winter, there is a sense that the summer of energy abundance can't last. Buy and drive now, while you still can.

Or, on the other side of the aisle so to speak, progressives push for CFL lightbulbs, wind turbines, hydrogen power, cellulosic ethanol, and some are even advocating nuclear power plants. But it's too little, too late. Every alternative power source requires big inputs of energy, initially and ongoing. This is the kind of energy that we thought we had in the 1970s, when Appropriate Technology had its heyday, but Good Morning America put an end to it.

Today, while the government is frantically trying to revive the growth bubble with debt, households are cutting down on their debt. This does "depress demand" in a badly-skewed economy where most economic activity is in borrowing money and buying stuff. How can you sustain an economy on little more than consumer purchases and service industries? An economy MUST be based on making things and growing things, thereby creating value. And that economy of making and growing MUST be based on the primary economy of the natural resource base.

Petroleum is called fossil fuel for a reason. It's based on the concentrated sunlight of 500 million years. Humans have burned through about half of this phenomenal legacy in 120 years. The carbon sequestered under the ground from a far hotter, wetter time is being restored to the atmosphere from our tailpipes and chimneys. We've been in a "growth" economy for so long that this highly-unusual situation seems normal to us.

Fossil fuel means we aren't getting any more of it. Fossil water (in the big aquifers) means that when we draw it down, it isn't coming back except in geological timeframes. Basing our agriculture on the use of petroleum and its products and aquifer-based irrigation is kind of dumb in the long run.

It's no use to say that we need conventional agriculture to feed the 7 billion humans today and the 9 billion humans predicted in a few years, when the petroleum feedstock upon which conventional agriculture depends will be running short soon. We'd better figure out other ways to grow food, and soon. An entire generation of farmers is reaching retirement age, replaced by tractor jockeys who are paid so little for their work that their spouses have to work in town to make ends meet.

Let's list just a few of the ways that conventional agriculture depends on petroleum.

  • fuel for the tractors

  • energy and resources to create the high-tech farm equipment

  • fuel for the Haber-Bosch process to produce synthetic fertilizers from atmospheric nitrogen (this process is a HUGE energy hog)

  • energy to find or create and ship phosphates and other agricultural chemicals

  • petroleum fractions and energy to create the herbicides and pesticides

  • fuel to ship the resulting products from vast monocultures to consumers all over the world

  • petroleum to create all that plastic packaging

  • and there are many more ...



Organic agriculture is one of the few success stories of sustainability from the second half of the 20th century. Of course before the 19th century, all agriculture was "organic" by today's standards. Intensive organic agriculture can feed people; it is highly efficient in terms of output per acre and output per dollar invested, and inefficient in output per hour of work (the only measure that modern economists are interested in).

The bottom line is that Progressives need to find a new definition of progress. The future is not bright for economic growth, full employment in highly-paid technological jobs, unlimited medical care for everyone, a college education for every student, and the other ingredients of the "good life" we have come to expect. We need to find our helping hands at the ends of our own arms.

The bottom line is that Conservatives need to stop relying on tax breaks, deregulation, and handouts to the major corporations to fuel growth, and stop trying to streamline government to meet the desires of the rich and powerful rather than the common man. We need to realize that smaller is better, that community matters in the long run, that your neighbors at your back are better than a bunker filled with rifles, ammo and spam.

I am hoping that we can make common cause, that the Progressive and the Conservative can meet over the back fence, trading zucchini and onions, honey and rabbits, knitting instructions and breadbaking lessons. We've all got too much to lose to keep up the pointless power battles that have been distracting us for so long.

Monday, August 30, 2010

What's been happening here

It's been a long time since my last post. My focus has gone off local foods somewhat, and onto a dual quest: lose some weight, and make some difference in my fibromyalgia by dietary changes.

As has been happening since the first year, we're still eating local food, and it has become second nature. We buy the high-quality meat from local farmers and ranchers. We have our own eggs (you can't get more local than the front yard). I'm still running the food cooperative, and we get most of our other food there: organic staples from the western U.S., organic produce mainly from Colorado with a few items coming from the western U.S. And the garden has been producing a bounty: lettuce and snap peas in the early summer, now zucchini, cucumbers, and tomatoes, more than we can eat.

I relaxed the rules a bit during the Spring season: I bought lettuce and avocados from California, and a few other things. I have my CSA membership, and other than that I buy more from the cooperative than from all other stores put together.

So what were my results on the weight loss? Very good, actually. I have lost 37 pounds since January. It has really made a difference in my mobility and reduced my pain. I've given away a box full of too-large clothes. That feels good! My "diet" is mainly low-carb, with a couple of high-carb meals per week. I feel that I can maintain this way of eating the rest of my life. I don't count calories, fat grams, or carb grams, but follow some simple rules.

1. No fast food, no junk food, no added sweeteners including artificial sweeteners.
2. No grains other than rice, and that once or twice a month.
3. Moderate servings of high-quality meat at each meal (3-5 oz), accompanied with a half-serving of fruit and 1-3 servings of vegetables either raw or cooked. I don't avoid the higher-fat cuts, but I keep the serving moderate. I have eggs rarely, and eat small servings of dairy products occasionally, but neither is a staple of my diet.
4. No eating after supper, no snacking between meals, and only three meals per day.
5. We do eat out occasionally; for me it's usually salads. Once in a while a cut of meat with veggies in place of potato or other starch.

And the last part is the oxalates, which I'm fortunate to find out about. I discovered that some people with fibromyalgia react to oxalates in the diet. Their bodies don't dispose of oxalates nicely like other people. This is especially true for those with celiac disease (inability to digest gluten), which I have. Other sufferers from oxalate problems include those with kidney stones, interstitial cystitis, vulvodynia, and autism spectrum disorders. So there is a lot of energy behind the research on this topic, in particular from the parents of ASD children pressing hard to find solutions to their children's problems. There is a very active Yahoo group called Trying_Low_Oxalates which is worth following if you or a family member have any of these problems.

The lists of low, medium, and high oxalate foods are extensive, and compared to ten years ago are much better researched and more consistent. As a starter, potatoes, carrots and celery are out; spinach, most hardy greens, beets, rhubarb (the high-oxalate queen), chocolate (oh no), the small grains that I was using to substitute for gluten-containing grains (this includes millet, buckwheat and amaranth). Tree nuts (except chestnuts) and peanuts, sesame seeds, sunflower seeds, all dried beans (except bean sprouts), sweet potatoes, rutabaga, tomato sauce, black tea, most berries, most dried fruits, all gone. Half at least of the recipes I've posted on this blog are out of bounds for me now. Half of my CSA basket I have to give to friends or leave at the farm.

But the payoff is very good. I've been able to start a program of morning walks, which I could never consider before due to the pain. My sleep is better, my weight loss is effortless, my mood is better, my energy is higher. My fingernails have stopped shredding; they grow out so I can cut them again.

Other group members are also dealing with fibromyalgia, which responds pretty well over a period of months or years. It's tougher to make headway on the ASD kids, but people are reporting significant improvements in their child's behavior and verbal abilities.

I feel very fortunate to be putting so many puzzle pieces together now. I take loads of supplements, as recommended to cope with the oxalates and fibromyalgia. The Yahoo group has lots of information on supplements. I sometimes wish I had put it together sooner, but at least with the oxalates, this information was not even known ten years ago. But it's no good regretting the past, and rueing the constant stream of candy, chips, and assorted junk that I ate years ago. I'm finally getting them off my hips!

Local food eating works pretty well with my restrictions. It keeps me honest on the junk and fast food, the chocolate, the nuts. It keeps high-quality fresh foods on our table. A meal of pastured beef (grazed about three miles from our home), lettuce and squash from the garden, and half a beautiful Colorado peach (the best there are): who could complain about that?

Saturday, April 17, 2010

Just In TIme vs. Just In Case

Just-in-time, often abbreviated JIT, was developed in Japan in the 1990s. Factories, instead of having a large warehouse of parts for their products, ordered just enough parts to keep up with the assembly on the floor. This saved money in two ways: less expensive warehouse space, and less money tied up in parts and supplies.

In the years after 2000, many retail houses and grocery stores followed suit. Wal-Mart is famous for ordering exactly what is bought, to fill the empty spot on the shelves as quickly as possible but little backstock. In groceries, as in factories, JIT means less warehouse space, and less money tied up in products, especially perishable products. The profit margin in supermarket chains is surprisingly small, and they will shave pennies wherever they can find them.

There's a problem with JIT. What if a supply disruption occurs? What if there is a strike, an epidemic, a blizzard or ice storm, a hurricane? A power outage? An oil embargo? Or, most topically today, a sky full of volcanic ash which prevents airliners from flying?

If you haven't seen the news, UK supermarkets are running out of stock on imported perishable produce and cut flowers. In the UK, the markets have been particularly avid for JIT. Most markets have less than three days supply of perishables.

Now, as we know, people in Great Britain won't starve if they can't get baby corn from Thailand, or roses from Kenya, or strawberries from Argentina. But with a relatively large population, and not that much arable land, and especially considering the season, the gaps on the supermarket shelves will be noticeable. Nobody knows how long the Icelandic volcano (I won't try to spell it) will spew out ash. There is the potential of real problems there.

There's an alternative to Just In Time, one which our forefathers and foremothers lived by, which is Just In Case. They understood that life is uncertain. They knew that "unforeseen" weather events are actually common. Emergencies happen at every scale from the individual to the nation.

It was part of the economy of the household to have a stock of foods on hand, to carry them through expected and unexpected challenges. If you didn't put up those apples and plums in the fall, you didn't have any until the next harvest. If you didn't have enough flour and coffee on hand when the snow fell, breakfast was pretty sparse.

With the advanced transportation network of today, we're overconfident, bordering on hubris. How many of us have even the paltry two weeks of food and water in our house that FEMA recommends for emergencies such as pandemics? A serious pandemic could have the stores closed for a couple of months. A truckers' strike could have the stores running out of food and supplies in a few days. A little desperation on the part of the shoppers could clear the shelves in a few hours.

You can apply Just In Time vs Just in Case to more than just food. Just In Time lives paycheck to paycheck. A bill is paid just when it is due. A furlough, a layoff, an illness, and you're behind. Just In Case has economized enough to have some savings stashed away, hopefully enough to carry the family through the emergency.

Just In Time leaves the home at the last possible moment to get to work or an appointment. Just In Case leaves time for traffic jams, a desperately needed stop at the gas station, or the cat dashing out into the street just as you leave the house.

Just In Time hopes that when retirement comes, planned or unplanned, a nice bull market will have made their scanty 401(k) sturdier. Just In Case has put away savings in more than one basket, and is prepared to forgo some luxuries today to avoid poverty tomorrow.

So, take a lesson from volcanic ash, from Snow-mageddon, from ice storms in Missouri, from week-long power outages in New England, from... (you can certainly add to this list from news items in the last couple of years). Be prepared. Just in case, have staple foods on hand, ones you know how to cook, ones the family likes (or tolerates at least). Just in case, have some extra blankets and sweaters. Just in case, have extra drinking water stored. Just in case, have a first-aid kit and know how to use it for common household emergencies. Just in case, have a few cans of chicken soup in the pantry. (If you are sick with a cold or flu, you won't want to run to the store to get it.) Just in case, have some way to cook if the electricity is off for a day or more. Just in case, have at least one phone that doesn't need to be plugged into an electrical outlet, and at least one radio that runs on batteries or by hand crank.

It's a good feeling to have food on hand, to have some simple emergency supplies, to know that you're prepared for the all-too-common unexpected event.